The JLSL Challenge League was held between December 1995 and February 1996, with the winner going forward to meet the side finishing bottom in that season's L.League. However, due to TOKYO SHiDAX LSC's withdrawal from the L.League, OKI Lady Thunders were automatically promoted and bottom side Takarazuka Bunnys Ladies retained their place in the league. Upon promotion OKI Lady Thunders changed their name to OKI FC Winds.
Final Standings
| | Played | Won | Drawn | Lost | GF | GA | +/- | Points |
| 1 | OKI Lady Thunders | 4 | 3 | 0 | 1 | 10 | 3 | 7 | 6 |
| 2 | Urawa Ladies FC | 4 | 3 | 0 | 1 | 8 | 6 | 2 | 6 |
| 3 | Shimizu Daihachi SC | 4 | 0 | 0 | 4 | 2 | 11 | -9 | 0 |
Table of Results
| OKI | Urawa | Shimizu DH |
| OKI | | 5-1
0-1 | 2-0
3-1 | | | | | | | |
| Urawa | 1-0
1-5 | | 1-0
5-1 | | | | | | | |
| Shimizu | 1-3
0-2 | 1-5
0-1 | | | | | | | | |
